Hi and welcome to the Forum.
The bike you picture is indeed called an xs400, however, it is quite different from the bikes most people think of.
The Maxim is a dohc engine with valves adjusted by shims and was brought out in 1981, whereas the xs400 most people think of is a sohc and it was made from the mid-70s (I think) until 1981. Its valves can be adjusted using adjusting and lock nuts.
The Maxim's engine is part of the frame while the sohc has a tubular frame in front and below. The sohc has 2 conventional rear shocks while the Maxim uses a mono-shock. This and the shape of the frame under the tank make it harder to customize for some folks looking for a flattened out style. There are plenty of threads on the topic on this Forum though.
I just sold my 400 Maxim, however, I can highly recommend it as a very reliable bike, fast for its size. The dohc engine may be a bit tricky when it comes time to adjust valves, however, it does have quite a bit more horsepower than the cooler looking sohc.
Either one is great value and, you get to participate on this great Forum if you're so inclined.